Have Fun Without Worry On Your Recreational Vehicle

Garland Insurance Can Help You Find An Insurance Plan For Your Recreational Vehicle.

Explore without worry

Garland Insurance Finds the Most Affordable Insurance

Whether you own or finance a motorhome or travel trailer, Garland Insurance understands the type of insurance needed.

Our agents help you understand the coverage that may be required and how to save money.

Help Protect Yourself Against Financial Loss

Take Your Travel Trailer Insurance On The Road

Liability coverage is not available for travel trailers because it is pulled by a motor vehicle. Ensure your towing vehicle has liability coverage.

Get coverage based on your needs

What are considered Recreational Vehicles?

Living life in your rv

Living Full-Time In Your Recreational Vehicle

A set of optional coverages helps protects people who live in an RV for more than six months. 

Recreational vehicle full-timers (your RV is your permanent residence) insurance covers liability, injuries, and certain losses around your RV.

Recreational Vehicles Insurance FAQs

Florida requires that all motorists carry liability coverage.

Driving a motorhome requires personal injury protection:

$10,000 for property damage per accident
$10,000 for personal injury protection

Liability coverage for travel trailers do not exist. The towing vehicle requires liability coverage. However, for your travel trailer should have comprehensive and collision coverage.

Financial lenders generally require comprehensive and collision coverage on any financed recreational vehicle including travel trailers.

Comprehensive coverage can pay for damages resulting from events out of your control, including theft, vandalism, glass breakage, weather related issues, fire, and collisions with animals.

Collision coverage cay pay for repairs or replacement, if your RV collides with an object or another vehicle.

There are several additional options available to protect your RV.

  • Total loss replacement
  • Roadside assistance
  • Replacement cost/personal effects
  • Emergency expense
  • Pet coverage
  • Pest damage protection
  • Roof Protection
  • Pest damage protection