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Your Family's Insurance for Nearly Four Decades

Garland Insurance has served families and businesses in Florida since 1987. As a family-owned agency, we shop over 30 carriers to find you better coverage at a lower price.

Lakeland
Lakeland
Insurance
Home Insurance
Happy life
Lakeland

Coverage Types

Coverage That Fits the Way You Live and Work

Whether it's your family, your home, or your business, we'll match you with the right protection at the right price.

Personal Insurance

Family Insurance

Protect your family, home, and everything you've worked hard to build.

Commercial Insurance

Business Insurance

Keep your business covered, compliant, and ready for whatever comes next.

We Shop 30 + Carriers So You Don't Have To

Progressive
GEICO
Liberty Mutual
Nationwide Insurance
Travelers
Tower Hill Insurance
Kemper

Coverage Options

Explore Specific Coverage Options

Personal Insurance Includes:

Hearth

Home Insurance

Protect your home, your belongings, and your family's future with coverage designed for real life.

Car

Auto Insurance

Drive with confidence knowing you're covered for accidents, liability, and everything in between.

Health Isnurance

Health Insurance

Find the right health plan for your family with guidance from agents who put your well-being first.

Business Insurance Includes:

Home insurance

General Liability Insurance

Shield your business from costly lawsuits and claims that could put everything you've built at risk.

Workers compensation

Workers’ Compensation

Keep your employees protected and your business compliant with a workers' comp policy that fits.

Commercial property

Commercial Property Insurance

Protect your workspace, equipment, and inventory so your business keeps running without a setback.

Our Story

Family-Owned Since 1987
And Still Going Strong

Garland Insurance started as a small, family-run agency in Lakeland, Florida almost four decades ago. What began with a simple promise, treat every client like family, has grown into a trusted agency serving thousands across three states.

Family covered

Born in Lakeland

What started as a small family agency in 1987 has grown into a trusted name protecting thousands of families across three states.

Real Service

Family Values, Real Service

Our team treats you like a neighbor, not a number. That personal touch is what keeps clients coming back year after year.

Location

Rooted in Your Community

With offices across Florida, Tennessee, and Alabama, we're always close by and ready to help when you need us most.

Why Choose Us

The Numbers Behind Our Promise

We don't just talk about results, we deliver them. After nearly four decades, our track record speaks for itself. Here's what Garland Insurance looks like by the numbers.

39 +

Years Protecting Families

30 +

Trusted Insurance Carriers

3 +

States Served Across the South

10000 +

Policyholders Who Trust Our Team

Google
5 star

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Insurance Insights You Can Actually Use

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Bundling home and auto insurance offers real savings beyond discounts. Learn how combining policies simplifies coverage and protects your finances.

Frequently Asked Questions

Insights to Assist You in Making an Informed Decision

  • What does it mean that Garland Insurance is an independent agency?

    It means we're not tied to a single insurance company. We shop your policy across 30+ carriers to find the best coverage at the best rate, giving you more choices and better prices than a captive agent ever could.

  • What areas does Garland Insurance serve?

    We serve clients throughout Florida, Tennessee, and Alabama. Our main offices are in Lakeland and Winter Haven, Florida, with additional locations in Franklin, Tennessee and Birmingham, Alabama.

  • How can I save money on my insurance?

    Bundling your home and auto policies is one of the easiest ways to save, often up to 20%. Our agents also review your current coverage to find discounts you might be missing.

  • How do I get a quote from Garland Insurance?

    You can request a quote online, call us at (863) 683-9334, or download our mobile app. Our team typically responds the same business day.

  • What types of insurance does Garland Insurance offer?

    We offer a full range of personal and commercial insurance including auto, home, renters, life, flood, general liability, workers' compensation, commercial auto, surety bonds, and much more.

  • How quickly can I get coverage?

    In many cases, we can have a policy in place within 24 hours. Some commercial policies may take a bit longer depending on the complexity, but we always move as quickly as possible.

HQ Address

Our Locations

Lakeland Office 1

5620 US Hwy 98 North, Lakeland, Florida 33809, United States

Lakeland Office 2

1804 Florida Ave S, Lakeland, Florida 33803, United States

Winter Haven Office

116 W Central Ave, Winter Haven, Florida 33880, United States

No obligation · No sales pressure

Still Paying Too Much for Insurance?

You shouldn't have to choose between good coverage and a fair price. Let our team compare rates from 30+ carriers and find a policy that protects you without stretching your budget. It takes just a few minutes to get started.